I’ve used payday loan stores before, and so I know one does what one has to do — but I’m cringing at the idea of suggesting anyone take out a payday loan. Honestly, based on my own experiences and interviews I’ve done with people who have used them, I feel like whatever problems you have, you’re probably better off letting them happening and avoiding this path. Taking out a payday loan is a little like accepting a parachute with a hole in it. You may land safely… but do you really want to take that risk?
Get-rich-quick schemes and fad weight-loss diets are naturally popular because they satisfy the id while also attending to the super-ego. The ego's job is complete when it sees something like this. The appeal of "fast'' stems from the innate desire for instant gratification, so beware of what seems too good to be true (they often are) when you're looking to make money quickly. Be wary. Listen to the conversation deep within the confines of your mind and do your best to tame the proverbial beasts.
Keep your costs down. In order to turn a profit on what you're selling, choose to sell an item that's inexpensive to make. Lemonade is a classic because all of its ingredients (water, sugar, lemons or lemon juice concentrate, and ice) are fairly cheap and easy to obtain. Popsicles are another favorite because they can be bought in large quantities from the store!
Consider day labor. You can post an ad online or on a bulletin board offering to do odd jobs. In addition, there are employment agencies that specialize in temporary work. An alternative way to find day labor is to go where other day laborers meet, if you know of any, and wait for employers (building contractors, landscapers, home owners and small business owners). Common odd jobs people need day laborers for include:
21. Facebook – Facebook swap shops are great for selling things locally. It’s like CraigsList, but a little easier. You simply search for swap shops in your area and ask to join the group. Once you’re in, take a picture of the item, write a quick description with the price and post it. It doesn’t get much easier than that. You can generally expect to get about what you would get at a yard sale, maybe a little more.
Set up an account on Rover.com. Enjoy furry company once in a while? These days, many professional pet-sitters set up an account on Rover.com. With Rover.com, you can reach people in your area who are actively looking for someone to watch their dogs, cats, hamsters, or turtles, either in their home or your own. You can set your own rules and schedule and come up with your own pricing through the Rover.com pet-sitting platform.
Do you do a ton of shopping but don't always keep track of prices after the fact? Did you know that prices online change all the time, and most merchants have a price guarantee program? Paribus is a service that lets you find out if stores you’ve shopped at online owe you a refund. It’s free to sign up. Paribus connects to your email account and checks your receipts. If they find out a retailer has dropped their price they file a price adjustment claim for you.
Be professional. When you submit a résumé, don’t type it in ALL CAPS and please don’t avoid the caps lock like the plague. Know how to use it without looking incompetent. Write in complete sentences with proper grammar. Of course, there will be exceptions, but even with the exceptions, you must keep it professional. You’re building their view of you.
If there’s a plasma donation center in your area, you might be able to make anywhere from $25 to $50, and odds are, you’ll get paid today. Call ahead and ask, of course, but these days, many donation centers are giving money cards (similar to a debit card). Generally, it takes about 30 minutes to donate your plasma, but a first visit may take longer — up to two hours — since you’ll be filling out paperwork and taking a physical. And while it’s not a ton of money, many donors are able to sell plasma twice a week.
Recognize that time is money. This critical piece of advice is attributed to Benjamin Franklin, who was an accomplished American inventor, journalist, printer, diplomat, and statesman--the ultimate multitasker. Your ability to manage your time (and stop procrastinating) is a critical ingredient in your ability to make money. Whether you have a job or are self-employed, keep track of what you're spending your time on. Ask yourself "Which of these activities make the most money, and which of them are a waste of time?" Do more of the former and less of the latter, simple as that. When you're focusing on high-priority tasks, get the job done well, and get the job done fast. By working efficiently, you're giving your employer or clients more time, and they'll appreciate you for it. Remember that time is a limited resource that you're always investing. Will your investments pay off?
Yes, I went to bartending school after I graduated from college. When I didn’t get any job interviews, and my meager savings were drying up I needed a quick solution to make money for the rent. Five days later and $495 lighter, I graduated bartending school. I never poured a drink – I found a programming job the same week I was supposed to start bartending at a golf club.
The ego is the driver making the decisions. It decides between the devil (the id) and the angel (the super-ego) on either shoulder (yes, all those cartoons you've ever seen are partly true). We have voices in our mind, and it's up to the ego to decide which one to fulfill. Its goal is to satisfy the id in some way while also attending to the super-ego.
The cash back industry is ruthlessly competitive, isn’t it!? All these apps want new users, which means you can load up on welcome bonuses. The Ibotta app is another opportunity to get a bonus: they are giving people $10 when they sign up. Unlike the other apps mentioned in this article, Ibotta specializes in getting you cash back at grocery stores.