Another suggestion for passive income is refinancing your mortgage. Imagine, for example, that you're making monthly mortgage payments of $1,500 now and can reduce that to $1,200 per month by refinancing your home loan at a lower interest rate. That will let you keep $300 in your pocket each month. Of course, refinancing isn't free -- there are closing costs -- and you'll start the clock ticking on a new loan (typically of 15 or 30 years) when you refinance.
“The process is pretty straightforward: You fill out a questionnaire (either online or over the phone since sometimes they call you if they need to fill open slots) and if you qualify for the taste test you simply pick one of the available time slots,” Chelsea says. “You never know which fast food/restaurant you’re going to be tasting until you arrive and begin the taste test.”
“	There's at least one problem with chain letters. They're illegal if they request money or other items of value and promise a substantial return to the participants. Chain letters are a form of gambling, and sending them through the mail (or delivering them in person or by computer, but mailing money to participate) violates Title 18, United States Code, Section 1302, the Postal Lottery Statute (Chain letters that ask for items of minor value, like picture postcards or recipes, may be mailed, since such items are not things of value within the meaning of the law).	”

Now you’ve got many different options to start earning online. If you saw something that really interests you, try it out and learn more about it. If you’re really wanting to make a full-time income online, you need to be dedicated to learning how to do what you want to do. There are tons of free resources out there. You just have to search for them!
Sell things to pedestrians. Entrepreneurial sorts sell things like cold drinks on hot days or hot nuts in winter. This method can be especially lucrative if you set up a spot near a sporting event, park, etc. You’ll need to have a small amount of money to invest in the product, but then you can sell it at a much higher return and make some quick cash.
Set up an account on Rover.com. Enjoy furry company once in a while? These days, many professional pet-sitters set up an account on Rover.com. With Rover.com, you can reach people in your area who are actively looking for someone to watch their dogs, cats, hamsters, or turtles, either in their home or your own. You can set your own rules and schedule and come up with your own pricing through the Rover.com pet-sitting platform.
Work in grocery delivery. Instacart is a company that will pay you to pick up grocery store orders in your spare time. The entire purchase and order takes place through the Instacart app, making it easy for you to pick up the groceries your customers wants and get paid. Like other food delivery jobs on this list, Instacart lets you earn a per-trip rate plus tips. Shipt is another service that will pay you to shop for groceries and deliver them to consumers in your area, so make sure to see if they’re available where you live.
Look at what the most popular courses are. If you see a ton of courses on a topic that has thousands of reviews, it’s a good idea to create a course on that topic. High competition means that it’s something people buy. Some topics are generally really popular for online courses. Courses on how to use Excel, how to make money online and how to lose weight tend to fare better than other online courses.
Saving Money is Making Money.  You may have heard the saying “You can’t “outwork a bad diet”; finances are similar. Before launching your side hustle, it makes sense to sit down and look for opportunities to reduce unnecessary expenses. Now, I’m not suggesting you give up the items you and your family value and enjoy, rather let’s just trim the fat a bit.
Earnest (refinance your student loans): Same idea as above but on your student loans. There is $1.4 trillion in student loan debt outstanding. When you have student loan debt, it can make it hard to get ahead, invest, or to buy a home. If this sounds familiar, refinancing the debt can not only help you pay it off more quickly, but it can save you money on interest too.
If you’re passionate about user experience, User Testing pays reviewers $10 to give other entrepreneurs feedback on their websites and apps. That’s one fast way to make money online. You’ll be given a set of questions that you need to answer as you browse through their website. Through a video, you’ll communicate your ideas and feedback to the entrepreneur while navigating their website or app. Your video is only 20 minutes in length so if you do 3 videos per hour you’ll make $30. It can be pretty competitive so you have to act fast when a new website or app is added to be reviewed. Those who want to earn money online by reviewing software can use a tool called Software Judge.
22. Advertising – This is definitely the most old-school way of earning money with a blog. It’s also starting to become the least common way. You can sell advertising spots directly on your site or you can sign up with a company like Google AdSense or Media.net. Either way, you won’t see a whole lot of money from ads until your views are well into the thousands each day.
Consider day labor. You can post an ad online or on a bulletin board offering to do odd jobs. In addition, there are employment agencies that specialize in temporary work. An alternative way to find day labor is to go where other day laborers meet, if you know of any, and wait for employers (building contractors, landscapers, home owners and small business owners). Common odd jobs people need day laborers for include:[21][22][23]

 If you’ve got some free time and don’t live in the middle of nowhere, becoming a Lyft driver can be a very lucrative side hustle that allows you make money fast. And right now, they’ve got a promotion going on where any new driver will instantly get a $300 bonus after completing their 100th ride. If you start now and hustle hard on the weekends, you can probably unlock that bonus within a few weeks of driving (and that’s in addition to your normal earnings).

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