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If you spend a lot at Amazon.com, for example, you can get a card that rewards you with 5% cash back on Amazon purchases -- which can really add up. Stores such as Target, Costco, Gap, Lowe's, TJX, and Wal-Mart also offer cards. Plenty of retailer cards offer 3% to 5% in cash back or discounted prices and many offer other perks, too, such as free shipping. If you travel a lot, travel-related credit cards can help you rack up lots of points and rewards that can be used instead of cash, keeping more cash in your pocket.
Chase Sapphire Preferred® Card – Want an even bigger bonus? Consider the Chase Sapphire Preferred® Card instead. With this card, you’ll earn an amazing 50,000 points after you spend just $4,000 on your card within 90 days. If you turn in those points for cash, they are worth $500! Obviously, you’ll want to pay your balance in full to avoid interest. As long as you meet the minimum spending requirement, this $500 is yours to spend. Plus, this card comes with no annual fee.
Ebates is another cash back app, similar to DOSH, and right now they are offering a $10 signup bonus. There’s no rule saying you can’t have multiple cash back apps, so why not sign up for a couple just so you get the bonuses? Once you get your bonuses, then just use whichever app gets you the best deal on your upcoming purchases. Easiest money ever!

Take it seriously. Yes, you’re applying for an online job. Yes, you can do the work in your underwear, but that doesn’t mean it’s not a “real job”. You must treat it as such or they aren’t going to treat you as a serious candidate. You aren’t the only one who wants to work in their underwear. In fact, the competition online is likely higher than it is in your local area.


Once you have a little bit of money, you need to start investing it. The goal, of course, is to turn your investments into a passive income stream that will pay you for the rest of your life. It doesn't take much to get started. You can get started investing with as little as $1 with these free investing apps. Then, add another $100 each month and you'll grow your nest egg into something powerful.
Sign up with focus groups in your area. Studies that you are eligible to participate in pop up sporadically but pay quite well – often more than $50 for an hour of your time. You can also look for focus groups online but will have to sort through a lot of bogus “opportunities” and sites that ask you to pay up-front for the privilege of participating before you find anything worthwhile.
Make the most of your spare space by listing it for short term rentals with Airbnb. If you know how to be an Airbnb host that wows their guests, you have an amazing opportunity to make money fast. By creating a wonderful experience for your guests, you’re setting yourself up for great reviews and lots of repeat guests. Check out our complete guide on getting started as an Airbnb host.
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